If you don't have a lot of money, but have a stady income and have extra money set aside for unexpected break downs, then see if someone will cosign on a loan with you. My dad co-signed on my auto loan for the Delorean. We got an $8000 with ease! Interest is a little more than a normal auto loan, but its definatley worth it!! Owning a Delorean is what I've always dreamed of. Good luck Erik Geerdink