[doc] RE: insurence costs

["Chris Parnham" <chrisparnham1@xxxxxxxxxxxx>]

On a similar note, a new member and new owner, owns and runs on of our most
popular insurance brokers, so this sort of discussion could lead to
difficulties!

I suggest that we limit our comments to companies and prices and leave the
"private" fine detail out.
Just my 2p.

 My insurance cost with Sharman's is about £160 fully comp 1,500 miles,
agreed value of 19k. But I am a "mature" person with other cars available.

Chrispy

-----Original Message-----
From: Peter Filsell [mailto:filsellp@xxxxxxxxxxxxxxxxxxxx]
Sent: 26 April 2004 22:41
To: doc-uk@xxxxxxxxxxxxxxx
Subject: Re: [doc] Help buying a Delorean from america

Rick,

Stephen is right with the "fronting issue".  I work for an insurance company
and a big part of my job is dealing with potentially fraudulent motor claims
and policy issues.

It is vital that any information you give on the proposal form or quotes
over the telephone are correct.  If it comes to making a claim and any
material facts have been mis-represented and/or not-disclosed then policy
contracts can be avoided and the claim will not be met.

On a different note, just got back from DMUK.  Have had a fab time looking
round the cars.  Many thanks to Dave, Martin and Verity for their kind
hospitaltity and technical assistance.

Peter
Vin 1772
  ----- Original Message -----
  From: Stephen Strelczak
  To: doc-uk@xxxxxxxxxxxxxxx
  Sent: Monday, April 26, 2004 3:33 PM
  Subject: RE: [doc] Help buying a Delorean from america


  I was 20 when I first had my D, again with my dad as the main policy
holder, and myself, named. Costs £450 per year to me. He never drives her,
but likes the idea that he could if he wanted to.

  Apparently insurance companies are trying to cut down on "Fronting" where
one person holds the policy, but in reality the main driver is named. They
have a tough job proving it, but if you were to have a crash close to where
you live, they may refuse to pay, if this is too far away from where the
main policy holder lives. Mind you, they always warn us, life goes on.

  Stephen.

  Stephen Strelczak
  PSO 69W.

  -----Original Message-----
  From: jamesrguk [mailto:James_rg@xxxxxxxxxxx]
  Sent: 26 April 2004 15:18
  To: doc-uk@xxxxxxxxxxxxxxx
  Subject: Re: [doc] Help buying a Delorean from america

  Rick,

  Depends if you are able to have somone else as the 'main driver' or
  if you can just be a named driver. I got insured on my car when I was
  21y/o as a 2nd driver, limited mileage 2500 etc.... for about £350
  fully comp

  But that was with my dad as the main driver and me just a name on the
  policy



  James

  --- In doc-uk@xxxxxxxxxxxxxxx, "mgrickak" <ricky@xxxx> wrote:
  > Thats the only problem i can see,insurance
  >
  > at the mo,i'm insured on MG ZT,2001 51 reg,value 15k group 16
  > insurance,fully comp,unlimited milage,costin me just over £1000,
  > But thats with direct line,can't see them insuring a de :-(
  > Iv'e been told it's a very good delorean,i'm about to put my MG up
  > for sale,iv'e gotta phone to bloke who imports them later,meet up
  > with him,worried now,don't wanna spend 10k on a car i can't get
  > insured on!
  > Any HELP????????????
  > Rick.





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