In a message dated 10/21/2006 3:15:49 P.M. Eastern Standard Time, malevy_nj@xxxxxxxxx writes: In this situation, the car was hit when it was parked so the claim should be covered 100% by making a claim against the insured, and you should have NO DEDUCTIBLE.> Right. My own D was hit on the parking lot 48 hours after I picked it up from Rob Grady. :-P Now he has it again. My company, State Farm, has already cut a check and will subrogate (collect from) the other guy's insurance company. After they estimate, the shop can request more. It's called a supplemental payment. Just be sure to ask plenty of questions as to who will pay! Wayne A. Ernst vin 11174 Bridgeton, NJ [Non-text portions of this message have been removed] To address comments privately to the moderating team, please address: moderators@xxxxxxxxxxx For more info on the list, tech articles, cars for sale see www.dmcnews.com To search the archives or view files, log in at http://groups.yahoo.com/group/dmcnews Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/dmcnews/ <*> Your email settings: Individual Email | Traditional <*> To change settings online go to: http://groups.yahoo.com/group/dmcnews/join (Yahoo! ID required) <*> To change settings via email: mailto:dmcnews-digest@xxxxxxxxxxxxxxx mailto:dmcnews-fullfeatured@xxxxxxxxxxxxxxx <*> To unsubscribe from this group, send an email to: dmcnews-unsubscribe@xxxxxxxxxxxxxxx <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/