I have been telling people this for years. In addition, It is the adjusters job to save the insurance company money. First they will look for a way to say they wont pay, if they do agree to pay they will pay as little as possible. There are lots of laws to protect the insured, but most claimants don't know about them or (as Robert said) are too lazy to make sure they get what they deserve. The insurance company is obligated to make you "whole" again. In this situation, the car was hit when it was parked so the claim should be covered 100% by making a claim against the insured, and you should have NO DEDUCTIBLE. They are responsible for paying ALL of your expenses related to the claim to put the car in the condition it was in before the accident. That should even include transport of the car to your preferred Delorean vendor, and a rental car for the time you do not have use of your car (even if the DMC is not your primary car). --- robert parker <roberthparker@xxxxxxxxxxx> wrote: > What insurance companies are forgetting nowadays, > is that their job > description is: to PAY THE BILL! Take your D to > your favorite shop; <SNIP> __________________________________________________ Do You Yahoo!? Tired of spam? Yahoo! Mail has the best spam protection around http://mail.yahoo.com To address comments privately to the moderating team, please address: moderators@xxxxxxxxxxx For more info on the list, tech articles, cars for sale see www.dmcnews.com To search the archives or view files, log in at http://groups.yahoo.com/group/dmcnews Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/dmcnews/ <*> Your email settings: Individual Email | Traditional <*> To change settings online go to: http://groups.yahoo.com/group/dmcnews/join (Yahoo! ID required) <*> To change settings via email: mailto:dmcnews-digest@xxxxxxxxxxxxxxx mailto:dmcnews-fullfeatured@xxxxxxxxxxxxxxx <*> To unsubscribe from this group, send an email to: dmcnews-unsubscribe@xxxxxxxxxxxxxxx <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/