As pointed out in the past the rules the insurance companies follow varies greatly from State to State. You really can only go by the comments from others in your particular State. Talk to local owners and see what they do. Be very careful about "regular" insurance and be sure you understand what you would collect in the event of a "total" (which in some cases may be a VERY low value!!!) or an unrecovered stolen, between the deductible and the market value you may be in for a huge surprise! Unless you intend to make a daily driver out of your Delorean the best way to go is with classic insurance. Look in Hemmings Motor News for all of the insurance companies that cater to older cars and are very reasonable in their rates if you can accept the limitations on use. In some States some companies can only offer certain types of insurance, being blacklisted may only mean that they cannot insure cars older than a certain # of years. On all policies what you want to insure to is known as "AGREED UPON PRICE" so you know up front what you will get and not find out after the fact that they will pull out a book, look up a price of $10,000 subtract $1,500 as the deductible and hand you $8,500 for a car you think should get you $15,000. Also at that price it is easy to total the car because many insurance companies will total the car if the cost to repair is within 20% of the total value of the car. So that means if the damage exceeds $8,000, they pay you off and keep the car! These numbers are for example ONLY, your results may vary. David Teitelbaum vin 10757 --- In dmcnews@xxxxxxxxxxxxxxx, Michael Paine <mpaine@xxxx> wrote: > I had Geico prior to buying the Delorean. I switched to State Farm 1 month > prior to buying it and then added it to my polocy. I got a letter from the > underwriter saying that Deloreans are not covered. I called my agent told her > what had hapened and she called them right away and stated that there are other > polocies with Deloreans and she called the underwriters prior to addingthe > Delorean to be sure it would be covered and they said yes. They still sent out > a letter to me after the car was added - my agent called them back with the > letter and got it taken care of and I am a new owner and have both my station > wagon and Delorean on the new polocy. I wish you luck. > > Regards, > > Michael > > > > Your use of Yahoo! Groups is subject to http://docs.yahoo.com/info/terms/ > > > > > >