This comes up a lot on the list and is obviously a popular topic, but please remember that comparing car insurance costs without knowing your location, age, driving record, and term of insurance (6 months, 1 year, etc) is like comparing apples and watermelons. I guarantee that the same company insuring the a 16-year-old in New York will charge considerably (5x) more than for a 45-year-old in Iowa. Give one of them a bad record or a DWI or two and it gets even worse. Dave Swingle <==not an insurance guy but I've been buying it for 30 years......