Kevin I agree totally, life is not fair, after JZD loses the farm he will most likely convert to Chapter 7. The tendancy is to "squirrel away" a few Million for the future. This happend to a guy from New England who owned dozens of chain restaurants, and he landed in jail. You can be sure the feds and lawyers will be watching JZD closely. The B*^^*%#'s would love to jail him. 75 is a tough age to have to start over.