RE: [doc] Insurance for a 22 year old

[Mike Sumner <mikebmw316@xxxxxxxxxxx>]

It's strange how the postcode can mean you get robbed even more than you should by insurance companies.
   
  I mean, insurance is always going to be a waste of money (unless you write your car off every year), but some places really do get the mickey taken out of them when in reality anyone could be the victim of car crime regardless of where they live.
   
  As it happens my BMW isn't insured in my name but I won't go into the details of it.  Let's just say that my Dad is a claims manager so I've done it in the cheapest way possible.
   
  Regards,
   
  Mike Sumner - 178
   
   
   
   

willinot <willinot@xxxxxxxxxxxxxx> wrote:
  If the insurance for a BMW is in your name you may find that a quote for a
Delorean as a classic under limited mileage would not be too bad.



Thomas mentioned around £6000.  Bear in mind that?s N.Ireland.  My friend
(25 years old) in mainland UK is currently insured on a 2002 BMW 530D sport
for around £600-£700 I think fully comp.  As a matter of interest I then
priced his car with his details (all exactly the same as he had on his
policy) with the ONLY change being the address.



Any guesses??????????????



Living in N.Ireland he was then being quoted somewhere around £2000.  I cant
remember the exact figures cos it was a few months ago but it was at least
double the price and then some.



As another point, his sister had just passed her test and got a new car.  He
managed to reduce her premium by a few hundred pounds just by adding himself
as a NAMED driver on HER policy.



Go Figure!



Paul J





   _____  

From: doc-uk@xxxxxxxxxxxxxxx [mailto:doc-uk@xxxxxxxxxxxxxxx] On Behalf Of
Mike Sumner
Sent: 11 April 2006 16:13
To: doc-uk@xxxxxxxxxxxxxxx
Subject: Re: [doc] Insurance for a 22 year old



Having seen the quotes being mentioned on here I have to say that that is
exactly why I'm not even going to attempt to get my hands on a DeLorean
until I'm 25 (another 3 years on top of the 15 I've already waited is
nothing!).
   
  I am in the same boat in terms of being a comparitive youngster and real
long term DeLorean fan that loves them to bits, but I think realism has to
come into this somwhere along the line because otherwise someone's going to
be haemorrhaging money just so that they can do something that they could do
aged 25 for a lot less.
   
  This is basically why I drive a BMW at the moment and not a DeLorean,
because I know that I needn't excite myself until I'm blowing out 25 candles
on the cake.
   
  Regards,
   
  Mike Sumner - 178
   
  

Andy Snell <andytheone@xxxxxxxxxxxxxx> wrote:
  I'm keeping confidential at the moment - Suffice to say that  
youngster concerned is a real long term Delorean fan and loves them  
to bits!

Andy


On 11 Apr 2006, at 12:59, Claire Usher wrote:

> Hi Andy
>
> I spoke to a "we'll take anyone and anything" classic car insurer at
> the big Vauxhall Show at Billing last year, I've got the leaflet at
> home still so will dig it out later and let you know the details.
>
> So, does this mean the rumours are true and you did sell the
> Explodaview Car to that kid in the pop group?  ;o)
>
> Cheers,
>
> Claire (30-something and paying less then £190 f/comp thru Aon)
> #2292
> DOC170
>
>
>
> --- In doc-uk@xxxxxxxxxxxxxxx, "willinot" <willinot@...> wrote:
> >
> > If you are insuring as a classic car (which I would think would be
> easier)
> > you need to have a main car in your name.
> >
> >
> >
> > I could recommend a few companies over here but they prob wont
> cover the
> > mainland and insurance over here (N.Ireland) is expensive at the
> best of
> > times anyway.
> >
> >
> >
> > Paul J
> >
> >
> >
> >    _____
> >
> > From: doc-uk@xxxxxxxxxxxxxxx [mailto:doc-uk@xxxxxxxxxxxxxxx] On
> Behalf Of
> > andrew SNELL
> > Sent: 11 April 2006 12:43
> > To: doc-uk@xxxxxxxxxxxxxxx
> > Subject: [doc] Insurance for a 22 year old
> >
> >
> >
> > Has anyone got any ideas of who would be able to
> > insure a young chap to drive a Delorean at the tender
> > age of 22. Aparently all 17 companies approached so
> > fat wont consider anyone undewr 25. Would really
> > appreciate some help on this one. Many thanks!
>
>
>
>
>
>
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