[doc] Re: Agreed Value on delorean cars.

["dmckelv12" <dmckelv12@xxxxxxxxxxx>]

Hi Chris, my insurance company have told me that i need a valuation 
on WWE 751Y, would you be able to help me out?????

Cheers 
Kelvin 
#16686





--- In doc-uk@xxxxxxxxxxxxxxx, "Chris Parnham" <secretary@...> wrote:
>
> I'm doing insurance valuations all the time for club members; 
never had
> 15p let alone £15.00! 
> 
>  Regards
>  
> Chris P  DOC 2. 
>  
> 
>  
> 
> 
> 
> -----Original Message-----
> From: doc-uk@xxxxxxxxxxxxxxx [mailto:doc-uk@xxxxxxxxxxxxxxx] On 
Behalf
> Of blknight05
> Sent: 26 June 2006 20:55
> To: doc-uk@xxxxxxxxxxxxxxx
> Subject: [doc] Re: Agreed Value on delorean cars.
> 
> --yes most insurance companys try to pay you bottom book,if your 
car 
> is a total loss,i spoke to my insurance company and asked what 
> payout id expect to get, my car is mint 13 k from new all 
> original,interia as new chassie has no rot etc etc,they said 
without 
> an agreed valuation id get 3500 pounds for it,i couldnt under 
stand 
> that as thats unheard of a delorean selling for that,apparently 
all 
> they did was look in the back of pratical classics magazeen and 
yes 
> there you have it bottom book was 3500 then good condition was 
8500 
> and top wak i think was 10 or 12 k,this was 18 months ago,iv 
checked 
> that magazeen recently and the prices havnt changed,so please 
anyone 
> who sees a below average condition d and are asking book price let 
> me know il give you 1000 pound extra for it,
>            they told me that an agreed valuation involves 15 
pounds 
> plus lots of photos and the delorean club saying yes the cars 
worth 
> x amount and hey presto in the event of the car being a total loss 
> your covered,so well worth doing,the agreed valuation stands for 
12 
> months,
>        just some advice if you tell them you think its worth say 
12 
> they will come back and say 11 so add 1000 pounds to your value,i 
> garantee they will come back with less
> 
> 
> - In doc-uk@xxxxxxxxxxxxxxx, "essexdick" <tny1964@> wrote:
> >
> >     Hi all, i spoke to my insurance company today,to change my 
> address 
> > and i queeried agreed value. From what they said the 15k it is 
> insured 
> > for is not neccesarilly the amount i will get if it is stolen or 
> > damaged or burnt.
> > They told me i will only get the market value of the car in 
these 
> > curcumstancies, which could be way below that ammount.
> >   So the long and the short of it is , they may need to be 
valued 
> by a 
> > club member who has a good idea of what they are worth. 
> >   I hope you dont mind me metioning this but i recently got 
payed 
> out 
> > on a total loss which sell for around £1400, and only recieved 
> £950 
> > which was the book value.and would hate for anyone being caught 
> out and 
> > not getting a decent payout.
> >   Im not saying this is true of all insurance companies but my 
one 
> AON
> > does as far as i understand have this policy.
> > 
> >                Thanks Tony Vin 3484 doc 398
> >
> 
> 
> 
> 
> 
> 
> 
> 
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