I strongly agree to Rob's statement and example. My first D has been bought 2006 in the UK for a little less than 24k euro and then insured All Risks. An appraisal about half a year later came to 26k auro, accepted by the insurance company. After crashing the car April 2008 the car was economically TL. Insurance paid 26k minus own risk of euro 450. Should I not have the car appraised, I would only have gotten some 10-15k euro. Of course nobody wants this to happen, but in my case it turned out well. The car has been repaired and "lives" in France. Welmoed. ------------------------------------ To address comments privately to the moderating team, please address: moderators@xxxxxxxxxxx For more info on the list, tech articles, cars for sale see www.dmcnews.com To search the archives or view files, log in at http://groups.yahoo.com/group/dmcnewsYahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/dmcnews/ <*> Your email settings: Individual Email | Traditional <*> To change settings online go to: http://groups.yahoo.com/group/dmcnews/join (Yahoo! ID required) <*> To change settings via email: dmcnews-digest@xxxxxxxxxxxxxxx dmcnews-fullfeatured@xxxxxxxxxxxxxxx <*> To unsubscribe from this group, send an email to: dmcnews-unsubscribe@xxxxxxxxxxxxxxx <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/