[DML] Re: Insurance, stated value, daily drivers

["Marv Hein" <marvhein@xxxxxxxxxxx>]

At first my agent said I could do what you did, but when I pressed 
to be sure, they checked with the underwriters and said I should get 
the appraisal.  They gave me the name of a local appraiser they use. 
It was $100 and the appraisal was faxes directly to the agent. One 
advantage was the appraiser stated a value a little over what I had 
estimated. :)

It sounds like you're OK.  I guess neither of us will know we did 
enough unless we have to file a claim.  

Marv
#10820

--- In dmcnews@xxxxxxxxxxxxxxx, "John Macias" <jdm5@xxxx> wrote:
>
> Marv,
> How did you obtain an appraisal? In my case, State Farm just asked 
me 
> the value of the vehicle, took some pictures, then sent my 
> application to underwriting. It took a few days, but I got 
coverage 
> for the value I requested.
> 
> John
> #7009









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