[DML] agreed value appraisal

["Cecil Longwisch" <dmc1982@xxxxxxx>]

The agreed value policies I have allow you to select the appraiser ( you 
also pay their fee).
They have been very liberal with their assesment of my cars in the past and 
I have generally had to ask them to lower them to keep the insurance rates 
lower.
Unless yours is one of the "special" cars of a previous long thread I don't 
think you need replacement insurance over $27,000. You can find appraisers 
in the phone book or usually at car shows. You do need one that is 
knowledgable in older cars however.

Cecil Longwisch
#10663









>From: "usndmc" <usndmc@xxxxxxxxx>
>Reply-To: dmcnews@xxxxxxxxxxxxxxx
>To: dmcnews@xxxxxxxxxxxxxxx
>Subject: [DML] Daily Driver Insurance
>Date: Fri, 18 Feb 2005 04:00:53 -0000
>
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>Hey all,
>
>I have been catching up on old posts and come across the recent talk
>of insuring a DeLorean. I don't mean to reopen the thread, I just
>have a question about the agreed values.
>
>My DeLorean is my daily driver (like Robert I refuse to let some
>suit dictate how, when, and where I am allowed to drive my own car)
>and I am insured through Allstate. I don't have an agreed value, but
>when I went to them for the policy I had to show them the Napa blue
>book thing where it lists DeLorean book value as like Poor condition
>$9k, Fair to Good condition $17k, and Excellent condition $27k, so I
>wasn't too worried about being had by them trying to total the car
>to avoid $5k in repair costs.
>
>For those of you that have your D's insured as daily drivers and
>have agreed upon values for them (VB was one, and I believe there
>were a few more?), what did you have to do to arrive at the agreed
>value? Did the insurance company send their own appraiser out to see
>the car or what? Please let me know, I think if I could get an
>agreed value it would be better peace of mind than gambling in the
>$9k to $27k range. Thanks all!
>
>Dave
>#5968
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