Re: Owners vs. The Insurance Companies

["therealdmcvegas" <DMCVegas@xxxx>]

As a follow up question to this subject, does anyone know why cars 
are towed to the impound yard after an accident? Is this a 
requirement, or simply a convenience for the parties involved?

The reason I ask is because if I were to be involved in a collision, 
I would want to have first crack at recording damage to my car for 
writing my own estimate, to challenge an insurance underwriter. So I 
would prefer to have the car returned to my home. This is especially 
important in Nevada, because if a vehicle's repair costs exceed 65% 
or more of it's stated/agreed value (excluding paint,and structural 
integrity), the car MUST be totalled by law, and CANNOT be re-
registered!

On the flip side, rather than having an insurance adjuster come out 
to estimate costs on a car, is it possible to record damage, perform 
the repairs myself (or by a licensed facility), and simply submit 
reciepts to an insurance company when I file a claim with them?

I know these are questions that my insurance company *should* know 
the answers to, but I wanted to get a general consensus from the 
group here for a comparison.

-Robert
vin 6585 "X"