State Farm & collecting insurance

[Joe Fedeli <fedeli@xxxx>]

Just a little personal experience for anyone with State Farm insurance. I
used to have them with my other autos for over 12+ years until I had
physical damage on my door (DeLorean) then tried to collect on the policy. 
Ended up suing SF for breach of contract as they REFUSED to replace the door
and 'repaint and body fill with putty' my car, refusing even their own
appraiser's recommendation as SF stated they have the 'flexibility to use
other repair venues'. My car was original but they wanted to 'paint it
stainless as it is the same thing'. Need I say more...a word of caution
from my personal experience that fianlly got respolved after 36+ months and
court battles that I finally won for replacement as the judge agreed an
orignal DeLorean body not modified is not 'painted stainless steel' but IS
stainless steel. No problems with the company as long as you do not expect
to receive payment for comp/coll if you have a claim. 

Joe Fedeli





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