In talking to my insurance company I found that they generally use the book value of the vehicle when working with claims. In calling my town assessors office (that wonderful place that calulates my property taxes...) I was informed that the book value is between 9k and 19k depending on condition. Maybe not the same 27-29k originally paid if you bought it brand new but enough if you bought it second (third or fourth too) hand Raymond McKay Network Administrator Funnybone Interactive <SNIP> > With the recent talk about auto insurance, an important point to consider > (especially with collectable vehicles) is that most insurance does NOT > provide for replacement cost. What this means is that if your Delorean > receives considerable damage in an accident, your insurance company may > decide that the repair cost exceeds the DEPRECIATED VALUE of your eighteen > year old vehicle. Believe it or not, your regular auto insurance may put a > value on your Delorean of only a few thousand dollars. You could become > painfully aware of this fact, only when you filed a claim <SNIP> ------------------------------------------------------------------------ To address comments privately to the moderating team, please address to moderator@xxxx