[DML] Photo Shoot

["David Teitelbaum" <jtrealty@xxxxxxxxxxx>]

I spent the morning (Saturday) at a photo shoot for a C/D alblum
cover. They hired my Delorean for 2 hours. It took 5. They paid for
flatbedding it to and from the shoot at Floyd Bennet Field in
Brooklyn. They wanted a kind of Back to the Future theme for the
cover. Don't get too excited over it, it is a Hip-Hop C/D by a white
rapper. The main thing I wanted to say about this whole thing was
INSURANCE! The Photo company provided a Cetificate of Insurance and
said everything was fully covered. I was suspicous so I sent it to
Hagerty and asked their opinion. They pointed out that althought there
was $125,000 coverage for the car the deductible under certain
conditions could be as high as $7,500. The offered a one time
commercial endorsement for the shoot for $92. I had the Photo company
agree to pay it. The lesson here is most of us do not have ANY
insurance that could cover the car for commercial use. If you ever do
allow your car to be used in this manner you MUST make sure you have
full and complete coverage. I can provide further details on the
alblum for anyone interested off-list.
David Teitelbaum
vin 10757




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