Jamie, The first thing is don't give them the car. The second item is there may be some fine print in your policy about how much you can buy the car for. On some policies, older cars can be kept for $500 off the settlement. You can negotiate and get to keep the car. The first rule though is DON'T let them take the car. Just tell them you want to keep it. and negotiate from there. Most insurance companies have a set value for scarp cars. If they try to pull a fast one, go up the ladder to get what you want. I learn this lesson the hard way when I lost my original 69 Camaro. BOB To address comments privately to the moderating team, please address: moderators@xxxxxxxxxxx For more info on the list, tech articles, cars for sale see www.dmcnews.com To search the archives or view files, log in at http://groups.yahoo.com/group/dmcnews Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/dmcnews/ <*> To unsubscribe from this group, send an email to: dmcnews-unsubscribe@xxxxxxxxxxxxxxx <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/