Re: [DMCForum] Re: Paying for college

[mike clemens <rmclemns@xxxxxxxxx>]

--- ryanpwright <yahoo1@xxxxxxxxxxxxxx> wrote:

> --- In DMCForum@xxxxxxxxxxxxxxx, mike clemens
> <rmclemns@xxxx> wrote:
> > Ok Ryan,
> > 
> > I've got to chime in on this.  In your last
> "essay"
> > post, you said $20 ain't much and you make 100 of
> them
> > a week.  According to my primative math, that
> comes
> > out to $104,000 a year.  You may call that middle
> > class but for those of us slightly above the
> poverty
> > line, that's far from it.  Oh, and by the way,
> does
> > your wife work and add to that $104k income?  
> 
> 1. I make a lot less than $104k a year. In fact, I
> probably make less
> than most people here; case in point, Pigeon Forge
> was NOT in my
> budget this year as much as I would have liked it to
> be. The "100 of
> them a week" comment was provided as an example
> statement. If you
> re-read that message in context, it should be clear.
> 
> 2. My wife is a stay at home mother. I provide the
> only income to my
> family.
> 
> 3. Slightly above the poverty line? And you own a
> DeLorean? That's
> funny. I can only assume anyone in that situation
> is: 
> 
> (a) young, as in "I bought the car with help from my
> parents a few
> years ago" or "I saved up for years while living
> with parents and
> bought the car then", or: 
> 
> (b) makes terrible monetary decisions, or: 
> 
> (c) had a middle class income at one time, lost it
> and can't bare to
> part with the car even though common sense says you
> should, or: 
> 
> (d) somehow got a really good deal on the car and
> doesn't know that it
> should be sold at a profit and that money used to
> better the immediate
> financial situation (see (b)).
> 
> I don't mean to come off as, well, mean, but I find
> the idea that
> someone barely scraping by in poverty would also
> choose to own a
> DeLorean a bit ridiculous. Not that it doesn't
> happen, but wow, where
> are the financial priorities here? In a case like
> that, I would
> completely understand why a couple would fight over
> finances.
> 
> > It's not that I'm picking on you, because you do
> make
> > some valid points.  It's just that sometimes, you
> make
> > statements that are not backed up by fact...
> 
> I agree - I do make statements that are not backed
> up by facts. I
> can't provide any facts in this discussion, only
> speculation and
> heresay. I simply happen to know that a lot of
> people who could easily
> afford to buy a few toys here and there go through
> life doing without
> solely because their spouse has control issues. And
> when people like
> Farrar talk about buying all of his toys before he
> gets married,
> because after that it's all over, that only
> reinforces what I already
> believe too many men are needlessly putting up with.
> 
> 
> -Ryan
> 
> 
Took a while to get back to this--just been darn busy.

Concerning Para: 3,

a.   Nope----57 years old

b.   Nope----decisions have always been good--see next

c.   Nope----been retired for 10 years

d.   Nope----paid going rate for car

You see what I mean, you jump on something without
knowing all the facts.  People can be "above the
poverty line" and still live a good life, if they've
invested properly along the way.  What they have put
away and what they earn each year are two completely
different things.  If you understand that statement,
then you're starting to get the right drift.

Mike  1630


            
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