[DMCForum] Re: Article on Hagerty Insurance's website

["Josh Porter" <joshp1986@xxxxxxxxx>]

Dang!!! When I had State Farm on my truck and tried to get my D 
covered by them they didn't even know what a DeLorean was. You have 
smart generous people. I have dumbed tight wads.Same goes for Farm 
Bureau after a year and two cars later they still try to insure my S-
10 which they sold to a salvage yard.

Josh

--- In DMCForum@xxxxxxxxxxxxxxx, "dmcorlando2003" <SundeQuick@xxxx> 
wrote:
> I have State Farm as well and have been with them for 20 years and 
am 
> what they cal a Guarantee Renew which I was told they don't offer 
> anymore and I carry $0.00 deductables.   and believe me, they care 
> who I am when I am on the other end of the phone.  In my recent 
> vandalism disaster, they initial sai many tings were maintainence 
> issues, but after talking with me and my regular mechanic and a 
> Delorean Vendor, they have , and are reparing everything on the 
car.  
> NEarly $12K with zero from me...
> 
> Best part is its under comprehensive so rates can't go up and I 
can't 
> be dropped.....SWEEEET
> 
> 
> Michael Q
> 
> > 
> > --- In DMCForum@xxxxxxxxxxxxxxx, Ryan Wright <ryanpwright@xxxx> 
> > wrote:
> > Derek, they screwed me on my Fiero. Offered me 1/4 of the car's   
> > value by showing me ads for beat up 4 cylinder cars (mine was a 
GT 
> > with a new 3.1l engine transplant, in near perfect condition). So 
I 
> > found dozens and dozens of custom Fieros, like mine, for sale on 
the
> > Internet. Brought in a huge stack of paper to prove "This is what 
it
> > will cost me to replace my car; therefore, this is what my car is
> > worth."
> > The response was: None of my work counts. They are all "asking 
> > prices" and therefore invalid. I'd have to get "certified bills 
of 
> > sale" for the cars in question. Well, just how the hell do you 
get 
> > something like that for private party sales? You don't, and they 
> > know it.  Further, I was basically of the understanding that even 
> if 
> > I could get the info, it too would be deemed "invalid" based on 
> some 
> > technicality.
> > I only wanted high book value for a high book car. They insisted 
on
> > paying low book. I fought and fought and fought and got a little 
> more
> > than half the car's value when all was said and done.
> > I'd been a customer of the same agent for over 8 years with no 
> claims
> > (other than a couple of towing incidents) at the time this 
happened.
> > My parents had been customers (of the same agent) for over 20 
> years. 
> > I like our agent, they are great people, but when it comes to 
claims
> > your State Farm insurance agent can't do a damn thing to help 
you. I
> > tried, they said they had zero power to do anything for me, and I 
> had
> > to deal with the claims office who didn't give a crap who I was, 
how
> > long I'd been with them, etc. I was just another Joe off the 
street 
> > to them and their job was to screw me as long and as hard as 
> > possible.
> > > 
> > > -Ryan
> > 
> > 
> > > 
> > > On 6/1/05, lakelanier20 <derek4567@xxxx> wrote:
> > >With the insurance thread going on right now on the DML, I've 
read
> > >good and bad things about State Farm.  One person says State 
Farm 
> is
> > >good to them, another says they do absolutely anything to get 
out 
> of
> > >paying claims or totally rip you off by paying you far less than 
a
> > >car is worth in the event of a total, despite best efforts.
> > >(I can't seem to find that post right now...)
> > > 
> > > -Derek

---

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