Re: [DMCForum] Speaking of insurance

[DMCVIN6683 <dmcvin6683@xxxxxxxxx>]

I pay $420 a year and i am 33, Married with one kid no tickets. I have 
Stated Value Insurance, this means every 2 years i get my car 
re-appraised just to keep the value up to date so it doesn't depreciate.

I also have no driving restrictions.

Actually less than $420 a year. It is $35 a month (full coverage) for 6 
months then storage (comp only) for the other 6 months.

Mark V





On Tuesday, November 16, 2004, at 03:54  PM, ryanpwright wrote:

>
>
> Are there any good deals for us daily drivers? I pay about $900 a year
> for my DeLorean with State Farm. That's full coverage, but no agreed
> upon values (agent claims "we don't do that").
>
> I'd like an agreed upon value with a much lower premium, but without
> milage or other limitations. I mean, I'm putting 10k-15k miles a year
> on the car. I'd imagine any collector insurance would just deny a
> claim based on that alone. I spoke with a couple companies that have
> "no milage limitations" but the attitude was, "Well, you know, if we
> catch you driving it to work you might not be covered unless you're on
> your way to a special car event afterwards, or if you run an errand in
> it you might not be covered, blah blah blah."
>
> Any thoughts?
>
> (story time follows)
>
> When my Fiero was wrecked State Farm tried to screw me, big time.
> Claimed the brand new engine swap w/20 additional horsepower had zero
> value, claimed the grand in stereo equipment had zero value, and
> several thousand worth of new parts & upgrades in the past six months
> also had zero value. Then they pulled out ads for trashed cars with
> terrible paint jobs, super high milage that needed engine work and
> said, "See, these cars are selling for $500. We'll give you $800 for
> yours." (The car was worth at least $4k;
> http://www.ryanwright.com/fiero/85gt/) I fought for a month and I
> think I got about $3k out of them.
>
> So I'm afraid if something happens with the DeLorean they'll go, "Oh,
> see, we can buy these for $8,000 anywhere. Here you go." Even though
> I've got a car that's almost perfect and could easily fetch $18k-$22k.
>
> -Ryan
>
>
>
>
>
>
>
>
> Yahoo! Groups Links
>
>
>
>
>
>
>

Yahoo! Groups Sponsor

ADVERTISEMENT

---

Yahoo! Groups Links

• To visit your group on the web, go to:
  http://groups.yahoo.com/group/DMCForum/
   
• To unsubscribe from this group, send an email to:
  DMCForum-unsubscribe@xxxxxxxxxxxxxxx
   
• Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.