[DML] Reply Steve Rice: LCA reinforcement and insurance coverage

["content22207" <brobertson@xxxxxxxxxxxx>]

Perhaps insurance companies down south operate differently than insurance companies up north? If I'm not mistaken, every owner predicting negative insurance fallout in this thread has been a northerner. Insurance experiences with my DeLorean have been every bit as amicable as yours (#5939 was attacked by pine limbs twice).

Bill Robertson
#5939

--- In dmcnews@xxxxxxxxxxxxxxx, Stephen Rice <stevedmc@...> wrote:
>
> For what its worth, I ran over a small animal about a year ago and had
> some minor front end damage.  An insurance adjuster came out, looked
> my entire car over, I even mentioned the carburetor to him, and it
> didn't bother him one bit.  In fact, we had a jolly time talking about
> an old Ford he is restoring and he even waived my $100 deductable and
> paid to have my shift linkage bolt changed.  I got a little over
> $1,100 in work done for FREE without even paying my deductable.
> 
> My insurance adjuster was nothing like the people on here who seem to
> have their fun by nit picking at any modification they can think of.
> 
> I forgot to mention but I've got a set of PJ Grady's tail light boards
> installed on my car.  If they quit working and someone slams into the
> back of me, should I sue Grady?  I wouldn't dare add a third brake
> light to my car because it could possibly fly off the car and hit a
> car that is following me.  I might get sued if a third brake light
> were to come off my car and damage someone's windshield.
> 
> Hmm, maybe I should put a sign on the back of my Delorean similiar to
> the signs you see on the back of construction trucks, "WARNING, STAY
> BACK 100 FEET!  NOT RESPOSIBLY FOR DELEOREAN PARTS THAT MIGHT FALL OFF
> AND HIT YOUR NICE MODERN CAR".  I guess a sign like that would prevent
> people from being able to successfully sue me.
> 
> -----
> 
> Steve Rice
> #16510
> 
> 
> 
> On Thu, Nov 10, 2011 at 4:08 PM,  <gmfm1@...> wrote:
> > If you get an answer from your insurance company about modifications that you want to perform to your vehicle, MAKE SURE YOU GET THE RESPONSE IN WRITING AND MAKE SURE IT IS SIGNED!!
> > If you need it at a later time in a court of law, hard copies count, verbal doesn't!
> > Thanks,
> > Gary Masie
>




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