Re: [DML] Insurance, stated value, daily drivers

[Jake Kamphoefner <jakekamp@xxxxxxxxxxxxx>]

Ryan,
 
I've got State Farm and a stated value policy.  No milage restrictions, full-coverage, etc.  As ever, it seems to vary state to state and city to city (I'm in the Illinois suburbs of St. Louis).  Maybe it helps that my agent is a personal friend??
 
Jake Kamphoefner
1063


Ryan Wright <ryanpwright@xxxxxxxxx> wrote:
With the recent discussions on insurance, I thought I'd ask:

Does anyone offer stated value coverage on DeLoreans that are used as
daily drivers?

Thus far, I have had no luck finding such coverage. I called virtually
every insurance company in my yellow pages, including several
"brokers" that deal with dozens of companies. None would insure a
DeLorean at stated value. The collector car companies won't touch
daily drivers.

So far I've been "risking it" with State Farm - they don't offer
stated value coverage. It's funny how you can pay top dollar for
insurance and still have no guarantees of being able to replace the
car in the event of an accident. I figure, in the event of an
accident, I'll have to sue them to get a fair settlement. I'd be much
happier if I had stated value coverage.

--
- Ryan
http://www.memfrag.com - Store your bookmarks. On every computer.


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