That's the very reason I only carry liability. Comprehensive is too expensive for a car that I only drive 250 miles a year. Mine's with State Farm and it $400 a year. -----Original Message----- From: dmcnews@xxxxxxxxxxxxxxx [mailto:dmcnews@xxxxxxxxxxxxxxx] On Behalf Of bill.schafer@xxxxxxxxxxx Sent: Wednesday, June 01, 2005 10:45 PM To: dmcnews@xxxxxxxxxxxxxxx Subject: [DML] USAA Insurance Robert, You better check your USAA coverage carefully. I have been with them since 1970 and this year was the first time I got into a lengthy conversation with them about actual coverage amounts on my 1982 DeLorean. From the best I can tell they will not pay replacement value but the value their adjusters think the car to be worth. I asked them to give me a dollar figure and they couldn't do it. It sounds like no matter what the condition your car is in they will only pay the average condition selling price. To address comments privately to the moderating team, please address: moderators@xxxxxxxxxxx For more info on the list, tech articles, cars for sale see www.dmcnews.com To search the archives or view files, log in at http://groups.yahoo.com/group/dmcnews Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/dmcnews/ <*> To unsubscribe from this group, send an email to: dmcnews-unsubscribe@xxxxxxxxxxxxxxx <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/