I did have to get a written estimate when I purchased mine about 6 years back (but only because it was worth above what Kellys was listing as the values on the cars at that time . . .other than that, my credit union treated it just like any other older car, a higher rate than on a brand new car, but definitely less than 12% - and they would have done a loan for up to 60 months. You may try taking them the "insurance letter" from DMCH, and see if you can convince them it is not technically a "collectable car" - even though I would normally call it just that. Michael -----Original Message----- From: Scooby [mailto:chinatown_film@xxxx] Sent: Monday, January 12, 2004 9:47 AM To: dmcnews@xxxxxxxxxxxxxxx Subject: [DML] Collector's Car loan Having recently joined a credit union, I decided to contact them regarding a loan for a DeLorean having read here that a lot of people have had luck going through credit unions. This is their reply: