From: "therealdmcvegas" <DMCVegas@xxxx> Reply-To: dmcnews@xxxxxxxxxxxxxxx To: dmcnews@xxxxxxxxxxxxxxx Subject: [DML] Re: Owners vs. The Insurance Companies Date: Tue, 30 Dec 2003 16:01:46 -0000
As a follow up question to this subject, does anyone know why cars are towed to the impound yard after an accident? Is this a requirement, or simply a convenience for the parties involved?
The reason I ask is because if I were to be involved in a collision, I would want to have first crack at recording damage to my car for writing my own estimate, to challenge an insurance underwriter. So I would prefer to have the car returned to my home. This is especially important in Nevada, because if a vehicle's repair costs exceed 65% or more of it's stated/agreed value (excluding paint,and structural integrity), the car MUST be totalled by law, and CANNOT be re- registered!
On the flip side, rather than having an insurance adjuster come out to estimate costs on a car, is it possible to record damage, perform the repairs myself (or by a licensed facility), and simply submit reciepts to an insurance company when I file a claim with them?
I know these are questions that my insurance company *should* know the answers to, but I wanted to get a general consensus from the group here for a comparison.
-Robert vin 6585 "X"