I disagree - you want an Agreed Value policy, not Stated Value. There is a significant difference. Agreed Value means that the insurance company agrees with the valuation you have put on the car. Stated Value policies don't have that acknowledgement from the insurance company. Bottom line is to talk to your agent. Ask questions about what happens if you have to file a claim. The conditions you need to know about are damages over your deductible but below the total loss limit, total loss valuation, buyback policies, and where can you get the car repaired. If you want the car done by a specialist, will the company pay for transportation? If they won't give you written responses, find another insurance agent or company. -- Mike > The safest way to insure your Delorean is with a Stated Value policy > > This was there is no question what the car is worth when it is totaled. > > It only cost a few dollars more and is worth it in the long run