Try going to a Credit Union Instead of a bank Many financial institutions consult the National Automobile Dealers Association to determine the amount they are willing to lend for a vehicle. Going by the "average low" According to the N.A.D.A. Appraisal Guides (www.nadaguides.com) my credit union is willing to lend as much as $9,050 toward the purchase of a DeLorean. 1981-83 DeLorean DMC-12 GULLWING 2 Door Sports Coupe MODELS PROFESSIONALLY RESTORED OR REFURBISHED BY DELOREAN MOTOR COMPANY MAY BRING A CONSIDERABLE PREMIUM (UP TO 30%) OVER VALUES LISTED. MSRP Original Manufacturer's Suggested Retail Price when new: MY1981-$27,500 - MY1982-$29,825 - MY1983-$34,000 81-83 Low Retail $9,050 - Average Retail $16,600 - High Retail $26,700 Low Retail Value - This vehicle would be in mechanically functional condition, needing only minor reconditioning. The exterior paint, trim, and interior would show normal wear, needing only minor reconditioning. May also be a deteriorated restoration or a very poor amateur restoration. Mostly usable "as-is". Note: This value does not represent a "parts car". Average Retail Value - This vehicle would be in good condition overall. It could be an older restoration or a well-maintained original vehicle. Completely operable. The exterior paint, trim, and mechanics are presentable and serviceable inside and out. A "20- footer". High Retail Value - This vehicle would be in excellent condition overall. It could be a completely restored or an extremely well maintained original vehicle showing very minimal wear. The exterior paint, trim, and mechanics are not in need of reconditioning. The interior would be in excellent condition. Note: This value does not represent a "100 Point" or "# 1" vehicle *. * "100 Point" or "# 1" vehicle is not driven. It would generally be in a museum or transported in an enclosed trailer to concourse judging and car shows. This type of car would be stored in a climate- regulated facility. [duplicate quote snipped by moderator]