I purchased my DeLorean in 1998. Less then one month after my 18th birthday. I only paid $5000 days for my car, and I had $2500 of it in savings. I was able to get a personal loan from my bank for the other $2500. I had a checking and savings account with the bank since I was 16, and my father is friends with the president of the bank, so Im sure that helped. But to my credit I will say that I went into the bank looking professional, (suit and tie) I also forget to tell the bank that the car didn't run, and was going to need thousands of dollars in repairs....woops : ). In any case I paid off the loan early. So it was a win-win situation, not only did I have a DeLorean, I also established a good credit rating at an early age. Good luck with your bank, Andrew 4194