Actually it is always your choice. If the car is totaled, and they decide to pay you 'the full value of the car' then you ALWAYS have the option to keep the scrap... However they can then take the value of the scrap away from your settlement. It's kinda a catch 22 on thier part in this case. They can hardly come back and say the scrap is worth 5k + if they were only going to give you 10-14k for the whole car. It would be undermining thier statement that the repairs outwiegh the value of the car. If they treat the settlement like any ol 80s car... they have to treat the scrap like that too. Trust me guys, they won't be keeping the scrap. Even if they wanted 2k for the scrap I could make that back in the stainless alone nearly (not saying I'm parting her out... nor am I saying I'm not.... yet) Also you always have the last say in where and how it will be fixxed. I appreciate all your suggestions, and help... and keep em coming considering repairs. But I'm an insurance agent... I have my ass covered in that department :P James L 001697