Hi Andrew and others, Yes, I have been already been "taken to task" on that quote I copied. I should have kept my "mouth" shut. However a really good explanation of the composition of SS, like you pirnted would not go on a little desk calendar sheet, but maybe they could have worded it differently. Murray Vin: 05962 Lic: DMC-XII Walla Walla, WA Three days to Memphis, (Two for us!!)