Car insurance rules vary State by State. Their is no rhyme or reason to it except to say each State can make it's own rules. Also the insurance companies vary their policies depending on their experience and loses. The only way someone can compare insurance is within their own State with another policy holder that has the same experience and took out a policy at the same time. I have Haggerty and I pay a little more than others who took out their policies years before me. Anyone geting a quote now from Haggerty will pay a little more than me. In some instances an insurance company will refuse new customers but will continue any policies currently in force. It is their way of forcing the State to allow them to raise the premiums if the State wants that carrier to stay in the State. In New Jersey many companies tried that and the State said they couldn't "pick and choose". Either they provided all types of coverage or none. The best advice is to get quotes from as many companies as you can that offer in your state and pick the one that suits your needs best. Don't cheat either, if you try to use the car as a daily driver on limited collector coverage don't be upset if you find yourself with a loss that isn't covered! Carefully read the disclaimers and limitations especially regarding mileage, driver age, value, deductables, and allowed uses. Some companies require an appraisel and that can cost. Many just want some pictures so they know there really is a car and it isn't already a total wreak. Another good source of info is a local car club even if it isn't Deloreans. The members can give their experiences and recomendations. At any large car shows there are usually a couple of insurance companies with stands and they give quotes on the spot. Look in Hemmings Motor News as all of the big ones advertise in it. Your local insurance agent that you use for your house or business isn't a good place to go as this area of insurance is very specialized and since he will go where you will look he will get what you can find and add his margin onto it. David Teitelbaum vin 10757 --- In dmcnews@xxxx, "marvin" <marv@xxxx> wrote: > I recently requested State Farm quote on a condo in Florida. I was advised they are taking no new clients for car or property coverage. Strange corporate policy in my mind. > > Marvin Stein > #4239 > > tel: 519 - 434 - 1666 > fax: 519 - 434 - 7071 > email: marv@xxxx > web: printeddrinkware.com > Printed Drinkware Company > 924 Dundas Street > London, Ontario, Canada N5W 3A1 > > > [Non-text portions of this message have been removed]