Scott, The issue is what is covered when you have a special insurance policy for collector automobiles. The reduced cost policies are VERY restrictive as to how you can use your car. My comment was to say that a number of DML members use and recommend those insurance companies and have stated on many occasions that their use is not restricted. I just wanted to warn them that they may have a problem collecting on a claim in the underwriter decided the car was not being used for it's intended purpose (and driving it to work is specifically stated as MISUSE of a collector vehicle). -----Original Message----- From: scott-c-arnold@xxxx [mailto:scott-c-arnold@xxxx] Sent: Thursday, September 13, 2001 9:41 PM To: dmcnews@xxxxxxxxxxxxxxx Subject: [DML] Re: Attention customers of HAGERTY and GRUNDY I have yet to pick up my first DeLorean, so I have no idea what Hagerty and Grundy are all about. However, for those who are scratching their heads on insurance, here is how I believe it works. Feel free to debate if you think I am wrong. <SNIP>