Grundy's web site www.grundy.com says this: An Agreed Value Policy as opposed to a Stated Value or Actual Cash Value Policy is the only way to know in advance how much you will receive from an insurance company if your car is destroyed or stolen. With Agreed Value you will get the amount listed on your policy and it is also the basis of your premium. So am I to assume that I should go got the Stated Value? -----Original Message----- From: Mike & Ann Griese [mailto:roscsyl@xxxx] Sent: Wednesday, March 07, 2001 7:21 PM To: dmcnews@xxxxxxxxxxxxxxx Subject: RE: [DML] Insuring a Delorean? Be careful here. There are two terms you need to be aware of for insurance - declared value and agreed value. There is a huge difference between the two. You want an agreed value policy.