[DML] Re: bad news....

["Jonathan Heslop" <gatewayaag@xxxx>]

Dan...........

Yeah, I know several people that got a normal "DeLorean" policy thourgh
State Farm. It must go by local offices because those folks are in here in
southern IL near St. Louis with me. It can be regional because all the
offices here report to the Bloomington, IL location.

When I first went to insure it they said the DeLorean was on the "Do NOT
Insure" list (along w/ Bricklin, Detomaso, and a few other cars I was
looking for at that time). I then talked to someone who was on the Classic
Car policy and called SF back. I had to coax them into letting me put the
DMC on it. I suppose they knew that if they didn't I was going to take the
6 other cars over to a new company so I wouldn't have to pay a second set of
premiums.

In the mean time I've talked to a few more D. owners that are on the Classic
Car policy and DON'T have a mileage limits. Looks like I just got the wrong
office to insure my DMC. Glad to hear you found the right on though! :))

--Jonathan #000697



----------------------------

I don't know about that, I have state farm and I had no problems insuring my
D as a regular car with full coverage. An my rates are pretty reasonable
too.

---Dan

----- Original Message -----
From: Jonathan Heslop gatewayaa-@xxxx
To: dmcnews@xxxxxxxxxxx
Sent: Tuesday, November 23, 1999 4:30 PM
Subject: [DML] Re: bad news....


> I'm an 18 year old male and got insurance for my DeLorean--eventually.
> First of all, I'm NOT listed as the primary driver of it. I'm listed
under
> the least valued car, the Yukon which I hardly ever drive. I'm still
> covered for the other cars including the D.
>
> We do this mainly to save money. If I was listed as the primary driver on
> my daily car, a 93 Allante, my insurance would be upwards of $3000-$4000
> every six months. With the Yukon, I'm paying about $900 every six months
> and still have the same coverage and rights as I would paying 2-3 grand
> more.
>
> Now, I did have a problem with State Farm taking the D. They wouldn't put
> it under a normal policy, it had to go under the "classic car" policy
which
> has limits the milage to under 2000 annually. It listed at $20,000 with a
> $1,000 deductable. I think we pay $124 bucks every six months for it.
(But
> that's with multi car, good student discount, no reported violations)
>
> So if you're having this much trouble you may need to insure under someone
> else's name with you as a secondary driver of the car. But if you insure
> that car alone with another company, don't forget that you'll pay a second
> set of premiums. That's why I had to stay with State Farm.
>
> Good luck!!
>
> --Jonathan #000697